Select a Malaysia High Court case judgment of either: Affin Bank Bhd v Zulkifli bin Abdullah [2006] 3 MLJ; or Kuwait Finance House (Malaysia) Berhad v Empee Sugar & Allied Industries Sdn. Bhd [Guaman No.D4-22A-590-2009] on the application of Shari'ah contract under Al Bai Bithaman Ajil Home Financing and Musharakah Mutanaqisah property financing respectively. QUESTION Provide an analysis of the High Court's decisions on the said Islamic finance dispute. Recommend improvements on the operationalisation of the home or property financing in that bank to make it more Shari'ah and court compliant. (